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Service & Maintenance Basic Standard Premium
Annual budget 100€ 200€ 300€
Replace (wear) parts
Reparations
Reparation parts
All-risk insurance (EU)
Theft, burglary, robbery
Operating errors
Simple negligence
accidental damage
Accident
Vandalism
Design, material and workmanship defects
Overvoltage, induction, implosion
Mobility protection
Own risk €0 €0 €0
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Wie funktioniert die Gehaltsumwandlung?

In the case of salary conversion, the employee receives a portion of the contractually agreed salary not in cash, but as a payment in kind for the period during which the company bike is made available.

This means that a change is made by means of a supplementary agreement to the employment contract, in which the employee's future salary is reduced by a fixed amount (conversion rate) for the duration of the transfer of use. This then results in the tax and contribution benefit for the employee. What does this mean exactly?

Gross monthly salary
- Leasing rate
- All-round protection costs
= new gross monthly salary
- Taxes
- Taxes
= net monthly salary

If you now compare the net monthly salary without the company bike with the net monthly salary with the company bike, you get the monthly costs for the company bike leasing.

Choose a bike type
Retail price
€
Gross monthly salary
€
Leasingdauer
My employer pays
€
Service & insurance package
Till €100
Till €200
Till €300
Old net salary
- -
New net salary
- =
Monthly costs
- 
Total savings
- 
Show calculation overview
Without a lease bike
With a lease bike
Gross income
-
-
plus employer's share
-
-
Minus leasingrate (salary conversion)
-
-
less all-round protection (salary conversion)
Standard
Premium
-
-
Gross rate
-
-
new gross salary
-
-
minus socialsecurity contributions
-
-
minus income tax
-
-
Net salary
-
-
Due to the tax benefit, the monthly net costs for your lease bike are only:
-
Total savings compare to private purchase?
Without a lease bike
With a lease bike
(E-)Bike
-
-
plus all-round protection
-
-
Estimated purchase price after 36 months (incl. expected tax)
-
-
Tax disadvantage due to reduction of the Jahressechstel
Show tax disadvantage
Nee
yes
-
-
Total costs including service insurance
-
-
Total savings
-
-% compared to private purchases
This calculator is based on the latest published tax information from the Ministry of Finance. The current income tax year is used as a basis, Lease a Bike does not guarantee future changes in the tax system. This calculation is therefore indicative and may in some cases deviate from the final amount to be paid.