Hop onto the bicycle of your dreams

and save up to 36% compared to purchasing.

Caledonia Ultegra Black White Pr
Cervélo Caledonia Ultegra Black White
Cervélo Rennrad € 3.999
Bike Leasing with Lease a Bike
Kalkhoff Pro Endeavour 3B Move
E-Bike € 2.790
Bikeleasingrechner für E-Bike & Fahrrad
Focus Jam 7.8
E-MTB € 6.299
Monthly cost
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You save vs buying
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Calculate what you save

Calculate your individual savings

Choose a bike type
Retail price
Gross monthly salary
Leasingdauer
My employer pays
Service & insurance package
Till €100
Till €200
Till €300
Old net salary
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New net salary
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Monthly costs
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Total savings
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Show calculation overview

Without a lease bike
With a lease bike
Gross income
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plus employer's share
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Minus leasingrate (salary conversion)
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less all-round protection (salary conversion)
Standard
Premium
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Gross rate
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new gross salary
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minus socialsecurity contributions
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minus income tax
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Net salary
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Due to the tax benefit, the monthly net costs for your lease bike are only:
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Total savings compare to private purchase?
Without a lease bike
With a lease bike
(E-)Bike
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plus all-round protection
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Estimated purchase price after 36 months (incl. expected tax)
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Tax disadvantage due to reduction of the Jahressechstel
Show tax disadvantage
Nee
yes
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Total costs including service insurance
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Total savings
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-% compared to private purchases
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This calculator is based on the latest published tax information from the Ministry of Finance. The current income tax year is used as a basis, Lease a Bike does not guarantee future changes in the tax system. This calculation is therefore indicative and may in some cases deviate from the final amount to be paid.

I still have a question
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Notify your employer
How does salary conversion work? How do you benefit?

In the case of salary conversion, you won't receive a part of the contractually agreed salary in cash, but as a payment in kind for the period of time during which the company bicycle is provided. 

This means that a change is made by means of a so-called supplementary agreement to the employment contract, in which your future salary is reduced by a fixed amount (usually in the amount of the conversion rate) for the duration of the transfer of use.

This then results in a noticeable tax and contribution benefit for you.

What happens if the employer’s continued payment of remuneration is interrupted?

In the event that the employer discontinues continued payment of remuneration, e.g. if the employee leaves the company for a longer period due to illness, parental leave or other possible reasons, we will be happy to work together to find the best solution for all parties.

These may include, for example:

●      Change of user. The employer offers the company bicycle to another colleague for the remaining term of the agreement. The employer takes all required internal measures for this. (e.g. supplementary agreements to the employment contract, handover of the company bicycle, etc.)

●     Early termination of the leasing contract. The colleague who leaves the company pays off the remaining lease installments (without service and insurance costs)

●  Cost-neutral dissolution. Lease a Bike offers a company in some cases an early, cost-neutral termination of existing individual leasing contracts. The conditions for this are defined in the cooperation agreement

How does salary conversion work? How do you benefit?

In the case of salary conversion, you won't receive a part of the contractually agreed salary in cash, but as a payment in kind for the period of time during which the company bicycle is provided. 

This means that a change is made by means of a so-called supplementary agreement to the employment contract, in which your future salary is reduced by a fixed amount (usually in the amount of the conversion rate) for the duration of the transfer of use.

This then results in a noticeable tax and contribution benefit for you.

Can an agreement be terminated prematurely?

Premature termination of a leasing agreement is allowed under certain circumstances during the contractually agreed period of 36 or 48 months. Please contact us and we will be happy to assist you! 

What happens if the continued payment of remuneration is interrupted?

In the event that continued remuneration is discontinued, e.g. leaving work due to prolonged illness, parental leave or other possible reasons, we are happy to work with you to find the best solution for you, up to and including an individual, cost-neutral return for you as the employer, provided that one of the following options is not possible or does not apply. 

This can be, for example:

●      Change of user: Offering the company bicycle to another employee for the remaining term of the agreement and taking all measures required internally for this purpose. (e.g. supplementary agreements to the employment contract, handover of the company bicycle, etc.)

●      Early termination of the existing leasing contract. The colleague who leaves the company pays off the remaining else installments (without service and insurance costs)

●      Cost-neutral dissolution. Lease a Bike offers a company in some cases an early, cost-neutral termination of existing individual leasing contracts. The conditions for this are defined in the cooperation agreement

Would you like more details about this? Please contact us and we will be happy to assist you! 

What is the expected purchase price at the end of the contract?

Lease a Bike offers the company bicycle to the employee on request at a currently expected purchase price of 5% (48 months) or 15% (36 months) at the end of the contract. We pay a lump-sum tax on the monetary benefit resulting from the difference between 5% or 15% of the expected purchase price and the currently set market price of 40%. Proof of the flat-rate taxation treatment by us is provided on the sales invoice of the used company bicycle. Thus, the employer is not required to make a lump-sum or individual taxation of the monetary benefit arising from the sale to the employee via the wages and salaries accounting itself.

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